Get Started Today!
(647) 241-6652
Choice Financial
Corp. #13564
Dan Mizrahi
Mortgage Broker
Choice Financial Corp. #13564
First-time home buyers, refinancing, advice, and strategies. I’m your rate guy.
Get Started Today!
(647) 241-6652
Choice Financial
Corp. #13564
Dan Mizrahi
Mortgage Broker
Choice Financial Corp. #13564
First-time home buyers, refinancing, advice, and strategies. I’m your rate guy.
Quick Approval
Fast & Easy Process
No Prepayment
No Hidden Fees
24/7 Support
Superior Support
Quick Approval
Fast & Easy Process
No Prepayment
No Hidden Fees
24/7 Support
Superior Support
Meet Your Mortgage Expert
Dan Mizrahi brings over a decade of mortgage expertise to help you achieve your homeownership dreams with personalized service and strategic financial solutions.
Why Choose Dan Mizrahi?
10+ Years Experience
Extensive expertise in all mortgage products
200+ Happy Clients
95% client satisfaction rate
2-3x Average ROI
Strategic financial optimization
Licensed & Insured
FSCO licensed across Ontario, Alberta, BC
"Dan made our mortgage process incredibly smooth and saved us thousands!"
- Sarah & Mike J.
The Power of the Paycheck
Revolutionary Manulife One Strategy: Pay Off Your Mortgage In 5 to 10 Years
Discover how to consolidate your mortgage, savings, and daily expenses into one smart
account that saves you thousands in interest.
Consolidate Everything
Combine your mortgage, savings, and daily expenses into one powerful account
Reduce Interest Daily
Every deposit immediately reduces your mortgage principal, cutting interest costs
Access When Needed
Flexible access to your funds without penalties - your money works smarter, not harder
Potential Results:
Turn 30-year mortgage into 10-15 years
Save $100,000+ in interest payments
Build equity 2-3x faster
Simplify all your banking
200+
Clients Transformed
Successful Manulife One implementations
95%
Clients Satisfaction
Consistently high satisfaction rates
2-3X
Average ROI
Return on investment for our clients
The Power of the Paycheck
Revolutionary Manulife One Strategy: Pay Off Your Mortgage In 5 to 10 Years
Discover how to consolidate your mortgage, savings, and daily expenses into one smart
account that saves you thousands in interest.
Consolidate Everything
Combine your mortgage, savings, and daily expenses into one powerful account
Reduce Interest Daily
Every deposit immediately reduces your mortgage principal, cutting interest costs
Access When Needed
Flexible access to your funds without penalties - your money works smarter, not harder
Potential Results:
Turn 30-year mortgage into
10-15 yearsSave $100,000+ in interest payments
Build equity 2-3x faster
Simplify all your banking
200+
Clients Transformed
Successful Manulife One implementations
95%
Clients Satisfaction
Consistently high satisfaction rates
2-3X
Average ROI
Return on investment for our clients
Our Services
Comprehensive mortgage solutions tailored to your unique needs and financial situation
First-Time Home Buyer
Expert guidance for first-time buyers with competitive rates and personalized advice to make your homeownership dream a reality.
- Down payment options
- Government programs
- Step-by-step guidance
Refinancing
Lower your payments and access your home's equity with our competitive refinancing options and expert market knowledge.
- Lower interest rates
- Cash-out options
- Payment reduction
Home Equity Loan
Unlock your home's equity for renovations, investments, or major expenses with competitive rates and flexible terms.
- Competitive rates
- Flexible terms
- Quick access to funds
Reverse Mortgage
For seniors 55+, access your home's equity without monthly payments. Stay in your home and improve your retirement lifestyle.
- No monthly payments
- Stay in your home
- Tax-free income
Second Mortgage
Alternative financing solutions with flexible approval criteria when traditional lending doesn't fit your situation.
- Flexible criteria
- Quick approvals
- Alternative solutions
Mortgage Renewal
Don't automatically renew! We'll find you better rates and terms to save you thousands over your mortgage term.
- Better rates
- Improved terms
- Thousands in savings
Institutions You Trust
Do You Own an Investment Property?
This CRA-Approved Strategy Could Save You $100,000+ in Taxes
RENTAL CASH DAMMING
The Smart Strategy to Build Wealth & Shave 10+ Years Off Your Mortgage
Massive Tax Savings
Unlock $100,000+ in tax deductions through strategic mortgage restructuring
Accelerated Payoff
Pay off your mortgage 10+ years faster using your rental income efficiently
Wealth Building
Reinvest tax refunds to compound your wealth-building strategy
Do You Qualify?
How Rental Cash Damming Works
Our proven 3-step process transforms your rental income into a wealth-building powerhouse
Restructure
We help you restructure your mortgage to maximize tax efficiency and create the optimal setup for cash damming.
Redirect
Redirect your rental income flow to unlock massive tax deductions and create substantial annual refunds.
Reinvest
Take your tax refunds and reinvest them to pay down debt faster, shortening your mortgage by 10+ years.
Ready to Unlock Your Financial Potential?
Join successful property owners who are saving six figures in taxes and building wealth faster with Rental Cash Damming.
No obligation consultation • Available across Canada (except Quebec)
What Our Clients Say
Don't just take our word for it - hear from our satisfied clients who trusted us with their mortgage needs.
Thinking of working with me?
Schedule a no obligation call today
Dan Mizrahi
Mortgage Broker
Choice Financial Corp. #13564
Independently owned and operated
Licensed in
Ontario FSRA #13564
Alberta RECA
CF Choice Financial Corp:
BC: BCFSA #MB605782
Services
Contact
Copyright 2025. Your Rate Guy Mortgages. All Rights Reserved.
Thinking of working with me?
Schedule a no obligation call today
Dan Mizrahi
Mortgage Broker
Choice Financial Corp. #13564
Independently owned and operated
Licensed in
Ontario FSRA #13564
Alberta RECA
CF Choice Financial Corp:
BC: BCFSA #MB605782
Services
Contact
Copyright 2025. Your Rate Guy Mortgages. All Rights Reserved.