With 18 years in the finance industry,

I understand that time is money.


Hi, I’m Dan Mizrahi. With 18 years in the finance industry, I understand that time is money. My experience as an interest rate trader gives me a unique perspective.

I provide opinions and consultations free of charge and will strive to save you time and money on your mortgage.

Please do not hesitate to contact me with any mortgage related questions, I look forward to working with you.

Your Rate Guy




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5 year


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Fixed vs. Variable: THE mortgage question that everybody asks

The good news is there is a simple answer to the fixed vs. variable debate.  Are you ready? The answer is … it depends. Ok, so that answer isn’t so simple,  here are some questions to consider when selecting between a fixed and variable mortgage rate.  Note that these...

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Common Mistakes People Make While Obtaining A Mortgage

Buying a house is not only going to be one of the most significant steps in your life, but it is also one that requires extensive planning of finances. The entire process of getting a mortgage involves a couple of complex steps that require expert guidance. Not...

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Top Five Things to Look For When Hiring a Mortgage Agent

Before you begin your quest for a new home, you need to figure out how much you can spend on buying your dream house. There are numerous places where a buyer can secure a mortgage to purchase a home. However, deciding what type of financing is required and where to...

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“Dan is a solution-oriented professional. Always ready to roll up his sleeves and find creative ways to work with my clients no matter the size of the deal or the complexity.  He has impressed me with his tenacity, integrity, and connections in the industry.  I recommend Dan to my most valued clients, friends and family.”


— Daniel Freeman

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